Hiring a claims adjuster in Sioux Falls, SD
Employers in the Sioux Falls, SD-MN area pay claims adjusters, examiners, and investigators a median of $78,900 a year, with the middle half of the market between $65,490 and $97,650 (BLS OEWS, May 2025, SOC 13-1031). Filling it through recruitlocalpros runs Tier I to Tier VI, $6,240 to $54,340 per search, set by the seniority of the role rather than by salary or location, and our vetted recruiting partner handles sourcing, screening and placement end to end.
Do Sioux Falls residents in business and financial operations work earn more than employers in the Sioux Falls, SD-MN area pay?
Sioux Falls residents working in business and financial operations occupations earn a median of $65,294 (Census ACS 5-year 2023, tables S2401 and B24011), against $77,030 as the median of the 23 wages BLS publishes for that same occupation group in the Sioux Falls, SD-MN area (BLS OEWS, May 2025), a difference of 15%, with the employers figure the higher of the two.
Both sides of that figure describe the whole business and financial operations group, not this one role. In the Sioux Falls, SD-MN area the group covers 23 occupations BLS publishes a wage for, from meeting, convention, and event planners at $48,360 to personal financial advisors at $121,350 (BLS OEWS, May 2025), with claims adjusters, examiners, and investigators at $78,900 inside it.
That comparison is between two different measures, not a pay gap. The two weight the same occupation group differently: the Census figure is the midpoint across the people who actually hold those jobs, so a group carrying a few very well paid occupations is pulled toward them, while the BLS figure is the midpoint across the 23 published occupation wages, which counts each of those occupations once whatever its headcount. Census also counts where people live and BLS counts where the jobs are, and the two cover different populations, Census the civilian employed population 16 and over, BLS wage-and-salary jobs only. Read the number against other cities, where the same definitional difference applies on both sides, rather than as a shortfall.
Published wages across this group in the metro run above what Sioux Falls residents in it earn, which usually means employers here draw this talent from beyond the city line rather than from inside it.
What does a claims adjuster earn here?
Place of work
What employers pay
| 25th percentile | $65,490 |
| Median | $78,900 |
| 75th percentile | $97,650 |
Half of claims adjusters, examiners, and investigators in this area earn between $65,490 and $97,650 (BLS OEWS, May 2025). A band set below $65,490 competes for the bottom quarter of the market. Occupation detail for SOC 13-1031 at O*NET OnLine.
Place of residence
What Sioux Falls residents earn
$65,294
Median annual earnings of Sioux Falls residents working in business and financial operations occupations, 6,858 people (Census ACS 5-year 2023, tables S2401 and B24011). An occupation group rather than this one role, and where people live rather than where they work, so it is not the same measurement as the wages beside it.
What does the role actually involve?
Core tasks
- Examine claims forms and other records to determine insurance coverage.
- Analyze information gathered by investigation and report findings and recommendations.
- Pay and process claims within designated authority level.
- Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
- Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
Task statements for SOC 13-1031, O*NET OnLine 29.1.
Tools and technologies in demand
Microsoft Excel, Microsoft Office software, Microsoft Outlook, Xactware Xactimate, Microsoft Access, Microsoft PowerPoint, Microsoft Word, Zoom.
Flagged in demand or hot for SOC 13-1031 by O*NET OnLine 29.1. Useful as a screen, not as a checklist.
Is the talent actually in Sioux Falls?
This is a job zone four: considerable preparation needed occupation. Most of these occupations require a four-year bachelor's degree, but some do not. O*NET OnLine, SOC 13-1031.
That matters here, because 37.4% of Sioux Falls adults hold a bachelor's degree or higher. That is a workable pool, but the search will reach beyond the city line. Census ACS 5-year 2023, table S1501, residents of Sioux Falls aged 25 and over.
The average Sioux Falls commute runs 17 minutes, which is roughly how far your catchment reaches before candidates start saying no. 9.4% of Sioux Falls workers already work from home, so a fully onsite requirement here is competing against that. Census ACS 5-year 2023, place-level commuting characteristics for Sioux Falls.
How often do these jobs turn over?
In Minnehaha County, accounting, tax preparation, bookkeeping and payroll services employs 742 and turns over 8.1% a quarter, with 183 hires against 58 separations. Average earnings in that industry run $5,241 a month. Census LEHD Quarterly Workforce Indicators, 2024 Q1, NAICS 5412.
That figure covers every occupation in the industry, not this role alone, so read it as the local churn rate rather than as a number about claims adjusters, examiners, and investigators. It still tells you what you are hiring into: a normal churn rate, where a well-run search closes on schedule.
What does the search cost?
The fee is set by the seniority of the role, never by salary and never by location. Across all six tiers it runs $6,240 to $54,340 per search. A contingency firm hiring at this role's $78,900 median in the Sioux Falls, SD-MN area (BLS OEWS, May 2025) would bill roughly $15,780 to $23,670 on the first year salary alone.
One owner runs the search from market map to signed offer. Searches typically fill in 23 to 35 days, which is a typical window rather than a promise, and the replacement guarantee runs 45 days at 50% off.
Questions employers ask about hiring a claims adjuster in Sioux Falls
- What does it cost to hire a claims adjuster in Sioux Falls?
- Tier I to Tier VI, $6,240 to $54,340 per search, set by the seniority of the role and never by salary or location. A contingency firm billing 20 to 30% of this role's $78,900 median wage in the Sioux Falls, SD-MN area (BLS OEWS, May 2025) would charge roughly $15,780 to $23,670 on the first year salary alone.
- What should an offer for a claims adjuster in Sioux Falls look like?
- Employers in the Sioux Falls, SD-MN area pay claims adjusters, examiners, and investigators a median of $78,900, with the middle half of the market between $65,490 and $97,650 (BLS OEWS, May 2025). A band set below $65,490 competes for the bottom quarter of that market.
- Do Sioux Falls residents in business and financial operations work earn more than employers in the Sioux Falls, SD-MN area pay?
- Sioux Falls residents working in business and financial operations occupations earn a median of $65,294 (Census ACS 5-year 2023, tables S2401 and B24011), against $77,030 as the median of the 23 wages BLS publishes for that same occupation group in the Sioux Falls, SD-MN area (BLS OEWS, May 2025), a difference of 15%. Both figures cover the whole occupation group rather than this one role, and one counts where people live while the other counts where the jobs are, so the percentage is not a pay gap.
- Is the talent for this role already in Sioux Falls?
- This is a job zone 4 occupation, which usually calls for a bachelor's degree, and 37.4% of Sioux Falls adults hold one or higher (Census ACS 5-year 2023, table S1501). That is a workable pool, though the search will reach beyond the city line.
Price this search
Eight questions about the role. Your tier range appears on screen.
Hiring a claims adjuster somewhere else?
Same role, different market. The wage band moves with the metro.
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Related
- Hiring Claims Adjusters, Examiners, and Investigators: the role, the pay, the process
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Sioux Falls is the largest of 1 South Dakota cities in this dataset.